GTB Loan Code for Salary Earners

As a customer of Guaranty Trust Bank who has a salary account with them, you can accesssalary advance loans to meet your urgent financial needs before pay day. This GTBank salary advance loan is only available to salaried employees. If you’re a government or private worker who has a salary account in GTBank, you can access this salary advance loan.

Getting a GTBank salary advance loan is not difficult since there are different means through which you can access the loan. You can access it via the USSD code, internet banking or better still by visiting their local branch nearest to you. However, the common method that is widely used by many customers to get this salary advance loan is the GTBank USSD code for salary earners hence this comprehensive guide is centered on GTBank loan code and how you can use it to access the loan.

Requirements for GTBank Salary Advance Loan

GTB Loan Code for Salary Earners

To get a salary advance loan from GTbank, you are required to meet these eligibility criteria. They are:

  • You must have a functional phone number that is linked to your GTbank salary account.
  • You must have a salary account with GTBank.
  • You must be earning a minimum of N100,000 monthly salary as a government worker.
  • As a private/company worker, you must be earning at least N50,000 per month.

GTBank Salary Advance

Guaranty Trust Bank salary advance is a loan that is specially designed for GTBank users who are salary earners. The GT salary advance allows salary earners to access up to 50% of their monthly salary in advance before the pay day.

This loan offer is only available for salaried employees. This means that if you’re not a salary earner, you won’t be able to access GT salary advance. This offer is available for both private and public employees who have their salary accounts with the Guaranty Trust Bank. 

However, it is important to note that there are different means through which you can access GT salary advance. You can access the loan through GTBank online banking, using the GTB loan code, or by visiting the GTBank nearest to you.

Furthermore, it is important to note that the minimum salary advance that a government salary earner can get from GT salary advance loan is N50,000 while private workers can access a minimum of N25,000. 

Meanwhile, to access this loan, you must be earning at least N100,000 monthly salary as a government worker while as a private company worker, you must be earning a minimum of N50,000 monthly. 

GTB Loan Code for Salary Earners in Nigeria

The loan code for GTB salary earners is *737*8*2#. This loan code can be used to get a salary advance loan from GTBank. To access the loan with this code, you will need:

  • Dial this code  *737*8*2# on the phone number that is linked to your GTBank account.
  • Follow the onscreen instruction to input the exact loan amount you want to take out. 
  • Review and accept the terms.
  • Finally, input your transaction ‘’PIN’’ to authenticate the transactions and get the loan.

However, you can still access the GTB salary advance loan by visiting their local branch nearest to you or by using their internet banking. 

How to Repay GTBank Salary Advance Loan

Ordinarily, the loan term of GTBank salary advance is usually 30 days. Hence, you are expected to repay the loan after one month of taking it. 

However, after 30 days of your loan term, GTBank will deduct the loan amount automatically from your bank account. This means that you don’t need to disturb yourself about repaying the loan since you can’t pay it off with a code. So, all you need to do is to ensure that you have enough balance in your account so that they will deduct it on the due date. Meanwhile, you can also decide to repay your loan before the due date but that may require additional procedures.

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