Jumia Buy Now Pay Later; How it Works

In the rapidly evolving world of e-commerce,  online shopping has become a popular choice for consumers looking for convenience and accessibility. With the rise of e-commerce platforms, retailers are constantly striving to provide innovative solutions to enhance the shopping experience. One such solution gaining attention is “Buy Now Pay Later” (BNPL), which allows shoppers to make purchases and pay for them in installments. Jumia, Africa’s leading online marketplace, has introduced its own BNPL service, offering a flexible payment option to its customers.

Jumia Buy Now Pay Later  Nigeria

Jumia Buy Now Pay Later

Jumia buy now pay later model in Nigeria is an installment payment method that is designed to enable customers from Nigeria and other five African countries where Jumia operate to make purchases and defer the payment to a later date. This BNPL plan is designed to help their customers who may not be able to pay for their purchases completely upfront to buy their desired products and make a part payment while the remaining unpaid amount will be paid on the later date.

However, not all the products at Jumia are eligible for this offer, hence it is important to know the eligible goods for their buy now pay later offer before opting for service. Not only that, this offer is not available for all their customers because there are eligibility criteria that a customer must meet before they will be eligible for this offer. So it is important to check their requirements before opting for the offer.

Jumia Buy Now Pay Later Requirements  

To be able to unlock Jumia buy now pay later offer, customers are expected to meet some requirements. The eligibility criteria include:

  • The customer is expected to provide a valid means of identification such as Voter’s card, National identification card, Driver’s license etc.
  • A statement of account for the past 6 months will also be required preferably in PDF format.
  • The intending applicant is also expected to provide a Bank Verification Number(BVN).
  • Your phone linked to your BVN will be required.
  • They will also ask you to provide your employment status like your company’s names and your position.
  • The applicant will also be ready to accept their terms and conditions of operation by endorsing it with your authentic signature.

How to Use Jumia Buy Now Pay Later

If after going through the above eligibility criteria and you are qualified for Jumia buy now pay later offer, you can follow the below steps to unlock your offer if you haven’t used it before. The steps include:

  • If you have the Jumia shopping app you can login or better still, you can visit the Jumia official website at  www.jumia.com.ng/jumiaflex.
  • Once you login, scroll through their different products and add the one you want to buy your cart.
  • Once you are done selecting your products, go to checkout and choose the ‘Buy Now Pay Later’’ option as your preferred payment option.
  • Provide the relevant information for them to assess you.
  • Once you are done giving them your necessary information, you may wait like three days or so to get feedback from them.
  • If your application is approved, you will get an email from Jumia directing you to make a down payment with your bank or debit card.
  • After you have made the down payment, your order will be processed and your goods will be shipped to you within a few days.
  • Finally, once you pick your order,apart from the first month of your purchases. Jumia will start deducting the remaining unpaid amount automatically from your account  after every 30 days for the next three to six months depending on the repayment plan you choose. 

Jumia Buy Now Pay Later Phones

In Jumia’s buy now pay later offer, qualified customers can opt to buy different smartphones from Jumia’s catalog. You can buy iPhone, Samsung Galaxy and other high quality phones with Jumia buy now pay later offer. The Jumia buy now pay later is also called Jumia Flex. Once you buy the phone, you will be required to pay some fraction of the cost amount upfront while the remaining unpaid amount will be deducted from your account on a monthly basis. 

How Jumia Flex Work

If you have not used Jumia buy now pay later plan for buying phones then follow the steps below to unlock your own offer. The steps include:

  • Visit Jumia official website at  www.jumia.com.ng/jumiaflex or you can login via their mobile app.
  • Once you login, scroll through their catalog and choose your preferred device.
  • After that, complete the application form by filling the necessary information.
  • After two to three days, if your application is approved you will receive an email from Jumia directing you to make a down payment with your bank account or debit card.
  • After making the part payment, Jumia will process your order and deliver it to you within a few days.
  • Finally, once you pick your order,apart from the first month of your purchases. Jumia will start deducting the remaining unpaid amount automatically from your account  after every 30 days for the next three to six months depending on the repayment plan you choose. 

Jumia Buy Now Pay Later Electronics

If you have not used Jumia buy now pay later plan for purchasing electronics then follow the steps below to unlock your own offer. The steps include:

  • Visit Jumia official website at  www.jumia.com.ng/jumiaflex or you can login via their mobile app.
  • Once you login, scroll through their catalog and choose your preferred electronic device.
  • After that, complete the application form by filling the necessary information.
  • After two to three days, if your application is approved you will receive an email from Jumia directing you to make a down payment with your bank account or debit card.
  • After making the part payment, Jumia will process your order and deliver it to you within a few days.
  • Finally, once you pick your order,apart from the first month of your purchases. Jumia will start deducting the remaining unpaid amount automatically from your account  after every 30 days for the next three to six months depending on the repayment plan you choose. 

Jumia Buy Now Pay Later App

Jumia buy now pay later App is a Jumia App that you can use to place your order for products which are eligible for installment payments. Our check on Jumia website reveals that they don’t have a special app for buy now pay later offer, instead they use their multi-purpose general app to carry out the transaction. 

Bottom Line

Jumia Buy Now Pay Later offers a convenient and flexible payment solution for customers, revolutionizing the online shopping experience in Africa. It has an easy application process,  which makes it easy for their customers to access their services which enables them to make purchases without immediate financial constraints. By introducing BNPL, Jumia enhances accessibility to its extensive product range and promotes responsible spending habits among its users. As e-commerce continues to evolve, Jumia’s commitment to innovative solutions like Buy Now Pay Later sets it apart as a leader in the African online shopping landscape.

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