Migo Loan USSD Code: Borrow, Extending & Repay Migo Loan

Migo, formerly Kwikmoney is one of the online lending platforms in Nigeria that offers instant loans to its users. Their loan can be accessed online or via the use of the USSD code, but our discussion will be based solely on the Migo loan USSD code.

The Migo loan USSD code is multifunctional because it can be used to take a loan from the platform, and you can also use it to repay your loan on the due date. So, with this code, you can carry out lots of financial transactions on the Migo platform. The code works on all the networks in Nigeria, ranging from Airtel, MTN, and 9Mobile to Glo.

Migo Loan USSD Code Nigeria

The Migo loan root code is *561#. You can access and repay your loan with this code without needing an internet connection.

However, the direct codes that you can use to perform transactions on the Migo platform are:

  • Code for accessing loan: *561*1*1*1#
  • Code for repaying loan: *561*1*2#
  • Code for checking loan balance: *561*1*3#
  • Code for loan extension: *561*1*4#
  • Code for loan terms and conditions: *561*1*5#

As stated during the introduction, these codes work on MTN, Airtel, Glo, and 9Mobile networks in Nigeria. So, even if you don’t have an Android phone, you can use these codes to access loans from the Migo platform.

Fortunately, you can use these codes to carry out different kinds of financial transactions on Migo platform  like accessing loan, loan repayments, loan extensions, etc. It is very simple to use this code. Just dial the code on your phone and follow the onscreen instructions to carry out the transaction of your choice.

Migo Loan USSD Code Not Working

If you tried using the Migo loan code to carry out financial transactions but it is malfunctioning, there are few troubleshooting measures you can try to resolve it. They are: 

  • Switch off your phone and restart it again.
  • Ensure that there is enough network coverage in your area.
  • Dial the code on different SIM cards to know if it can work.
  • If none of the above measures work, then contact the Migo platform at +2349087792933 or support@migo.money. 


The Migo loan USSD code is *561#. This code can be used on the Migo platform to perform various transactions such as loan securing, loan repayment, loan extension, and so on. However, ensure that you use the code properly to avoid having issues when using it. 

Meanwhile, if you encounter any challenges when using the code, you can try any of the troubleshooting measures outlined above, and if none of them work out, you can reach out to the Migo customer care representative via phone call or email for necessary guidance and assistance.

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